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Parzaiym is 41 years old. She and her husband are raising five children. In 2003 she and her husband started a grocery business in a rented storefront, with a startup capital of 15,000 somi (KGS). Having successfully developed their business and winning over regular customers, Parzaiym has an average monthly income of 20,000 somi (KGS). As a result of their hard work in their business, she and her husband were able to buy the storefront, which they had previously rented.

With an aim to further expansion and growing of their business, Parzaiym applied to the microfinance bank Bai Tushum & Partners for a loan of 100,000 somi (KGS) to make a wholesale purchase of grocery products and chilled drinks for later retail sale. Parzaiym plans to invest the profits from the loan in increasing their inventory and to save up money for opening a second location.
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Парзайим 41 год. Совместно с супругом воспитывают пятерых детей. В 2003 году, супруги начали бизнес в торговле продуктами питания с арендованного магазина, используя в качестве стартового капитала сумму в 15,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Парзайим имеет среднемесячный доход в сумме 20,000 сом (KGS). Благодаря упорному труду в бизнесе, супруги смогли выкупить магазин, который раньше арендовали. В целях дальнейшего увеличения и расширения своего бизнеса, Парзайим обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) для оптовой покупки продовольственных товаров и прохладительных напитков для последующей розничной торговли. Доходы от кредита Парзайим планирует вложить в увеличение товарооборота и накопить деньги на открытие второй торговой точки.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 91
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,050 helped Parzaiym to buy food for retail sale.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 12, 2013
Currency Exchange Loss:
Nov 11, 2013