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Update on Norma

Norma has successfully operated her fruit-vending business for many years to earn a living. She resides in Tukuran, Zamboanga Del Sur, with her family.

She took a previous loan from GDMPC that she used in her business, and she successfully repaid it.

Norma has borrowed a new loan of PHP 20,000 to purchase more varieties of fruits to resell.

Every day she works in her store in order to gain profits to use for her family's needs. In the future, she wants to make improvements to her house and to improve the general living conditions of her family.

Previous Loan Details

Norma is 33 years old, and has three children with her live-in partner. She lives in Tukuran, Zamboanga Del Sur. She owns and operates a business selling fruits and vegetables in the local community to earn a living. She has been in her business for over four years and earns 8,000 PHP every month... More from Norma's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Philippines

  • $7,000
    Average annual income
  • 1811
    View loans »
    Philippines Loans Fundraising
  • $60,866,650
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Norma to purchase more varieties of fruits to resell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 23, 2013
Oct 18, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Norma. It was first posted on Kiva on Apr, 2013. Learn More