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José Saúl
José is 32 years old and married. He lives with three people. His two children are 2 and 6 years old; only the older child is in school. His wife sells beauty products from a catalog.

José only went to school until second grade. He has been a farmer since he was young, growing vegetables like gourds. The location of his crops is a thirty-minute walk from his house. He has also worked in construction for four years.

The loan will be used to repair the house. They are replacing the roof so they can live more comfortably, without water coming in during the rains.

In the future, José hopes to finish building his house and for his children to finish school.
View original language description ↓
José de 32 años de edad, es casado y tiene 2 hijos, de 2 años de edad y 6 años de edad, solamente el mayor estudia. José solo estudio hasta 2° grado, su esposa vente productos de belleza por catalogo, en casa conviven 3 personas con él.

Es agricultor desde pequeño, se dedican a la siembra de hortalizas como el pipian, tambien tiene 4 años de trabajar como albañil. El lugar de la siembre se encuentra a 30 minutos a pie desde su casa.

El préstamo sera utilizado para reparar la vivienda, que estan cambiando el techo, para vivir mas comodamente sin que se filtre el agua durante las lluvias.

En un futuro, espera terminar de construir su casa y que sus hijos terminen sus estudios.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 615
    View loans »
    El Salvador Loans Fundraising
  • $22,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped José Saúl to repair the roof of his house.
Repayment Term
13 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 30, 2013
Listed
Oct 11, 2013
Currency Exchange Loss:
N/A
Expired:
Nov 10, 2013