The loan that they will take out will benefit small micro-businesswomen like Gilka. She indicates that this is the first time that she has joined Pro Mujer, becoming a member through the invitation of a niece who is a member of the institution. Currently, her business is a handicrafts workshop. She says that she learned this business by watching television programs where they carried out these activities and with the purchase of some magazines.
The loan that she will now take out is for the increase of capital (the purchase of Eva rubber foam) that she will acquire from wholesale distributors in the city of El Alto. Subsequently, she will sell her creations to customers by special order. This form of work allows her to generate resources to maintain her home in all ways possible since she is married and has children.
When she is consulted about what she likes about Pro Mujer, she responds that she likes the credit and health training that it provides.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gilka es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una sobrina que es socia de la institución. En la actualidad él tiene un negocio de taller de manualidades; cuenta que este negocio lo aprendió al observar los programas televisivos donde realizaban estas actividades y con la compra de unas revistas.
El crédito que ahora sacará es para el aumento de capital (compra de goma eva) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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