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For six years, Johann, 23, has been in business offering internet services, photocopying, scanning, transcriptions and the sale of cell phone call minutes to the neighbors and passersby who go past his business every day.

His goal is to update his equipment and modernize his entire infrastructure so he can get a lot more customers. To achieve this, the greatest challenge to him is his work capital, which on its own is not enough to fulfill the growth expectations that Johann has. For this reason, he is asking for a Kiva loan, which he will use to buy phone recharges, stationery, printer ink and two computers. With his loan he will kick start his dream of modernization, which will allow an increase in his customer base leading to more income and a better way of life.

It must also be added that Johann works 13 hours a day, every day of the week, including weekends to achieve his goals, large and small.
View original language description ↓
Johann de 23 años de edad, desde hace 6 años tiene un negocio donde ofrece servicios de internet, fotocopiajes, scanner, transcripciones y venta de minutos a celulares entre sus vecinos y transeúntes, que a diario circundan su negocio. Su meta es actualizar sus equipos y modernizar toda su infraestructura, para lograr muchos mas clientes. Ante este propósito, su mayor desafío es su capital de trabajo, el cual por si solo, no responde a las expectativas de crecimiento que tiene Johann. Esta es la razón por la cual acude a un credikiva, mediante el cual comprará recargas telefónicas, papelería, tinta y 2 computadores. Con su credikiva inicia su sueño de modernización, que propone el aumento de su clientela y esto es mas ingresos y mejor nivel de vida, adicionandole que Johann trabaja 13 horas diarias de lunes a domingos para alcanzar sus pequeños y grandes retos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 484
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 1,892.1
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Johann to buy cell phone recharges, stationery, printer ink and 2 computers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Oct 10, 2013
Currency Exchange Loss:
Aug 17, 2014