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Joel Antonio
Joel is 35 years old; he is single and doesn’t have any children. He stayed in school until the 3rd grade. He lives with his mother but they are both independent.

Joel is a businessman. He works making sales from place to place. First he looks for a specific location where a festival will take place, and he travels to that spot. He sets up and stays during the festival (fair); sometimes he will be away from home for 3 weeks. Before this, he was employed, but he went out on his own and now has his own business. He has been doing this work for 8 years, and he has excellent results.

The loan will be used to purchase a grill for making pupusas (stuffed tortillas); the one that he has is in very bad condition. He will also buy a cow for his father, who is a cattleman that buys and sells cattle.

In the future, Joel hopes to have enough money to set up a fixed business in his house, and in this way build up his client base, so that he doesn’t have to go away from home and leave his mother by herself.
View original language description ↓
Joel de 35 años de edad, es soltero y no tiene hijos, estudio hasta 3° grado. En casa convive con su madre pero ambos son independientes.

Joel es comerciante, tiene un puesto ambuelante de ventas varias, primero investiga un lugar especifico que estara de fiesta y viaja a dicho lugar, se establece y permanece el periodo que dura la fiesta(feria), a veces esta hasta 3 semanas fuera de su casa. Antes era empleado, pero ya se independizo y tiene su propio negocio. Tiene 8 años de trabajar de esta manera y obtiene muy buenos resultados.

El préstamo sera utilizado para comprar una plancha para hacer pupusas, la que tiene esta en muy mal estado, tambien comprara una vaca para el padre, quien es ganadero, compra y vende ganado.

En el futuro, Joel espara tener el suficiente dinero para instalar un negocio fijo en la casa y asi armar su estructura de clientes, para no tener que irse de su casa y dejar sola a su madre.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 859
    View loans »
    El Salvador Loans Fundraising
  • $28,312,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Joel Antonio to purchase a grill for making pupusas (stuffed tortillas) and a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 11, 2013
Oct 10, 2013
Currency Exchange Loss:
Apr 16, 2014