Manantial Azul Group
The loan they will take out will benefit small microenterprises where Justina is a member. She points out that two years ago, she became a member of Pro Mujer through the invitation of a friend who was also a member of the institution.
Currently, she has a business workshop in blanket weaving. She learned this type of work at a technical institute. Beforehand, with a little amount of capital, she bought a sewing machine and with the Pro Mujer loan, she expanded her business.
The loan that she will take out will increase capital by purchasing wool from other stores in the city of El Alto. After production, she will sell it in her sales area. This type of job will allow her to generate income so that she can maintain her home. She is married and has four kids.
When she was asked what she liked about Pro Mujer, she said that she liked the health and loan training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Justina es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de taller de tejido de mantas; este negocio lo aprendió en un institución técnica, posteriormente con un poco capital compro su máquina de tejer y con el crédito de Pro Mujer amplio su negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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