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Yubelis Del Carmen
Yubelis is 36 years old and has always liked business, so she began selling various merchandise, with her husband’s help, 11 years ago to help support her household, made up of her husband and three children, ages 5-11. Yubelis sells soft drinks, cold drinks, food, and women’s and household accessories for cash and credit. Her customers are neighbors and passers-by. Yubelis has been able to use three previous loans, through Fundación Mario Santo Domingo, to strengthen her business, but her dream of prosperity outpaces her possibilities, so she is asking for a Kiva loan to buy undergarments, beer in quantity, cold drinks, and a display case to keep her business more orderly and show her products. With this she foresees that her business will continue growing its sales, especially in the upcoming season, where she has more sales and volume usually increases at the end of the year. Her business is more profitable, making her Kiva loan very successful.
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Yubelis, mujer de 36 años de edad, siempre le ha gustado la actividad comercial, por eso desde hace 11 años, con la ayuda de sus esposo empezó a vender mercancías variadas y con ello apoyó el sustento de su hogar conformado por su cónyuge y sus 3 hijos en las edades de 5 a 11 años. Hoy yusbelis vende refrescos, bebidas frías, comidas y accesorios femeninos y para el hogar, de contado y a crédito con una frecuencia diaria desde las 7 de la mañana hasta las 7 de la noche, a una clientela conformada por vecinos y transeúntes. Yubelis ha logrado con 3 crédito que le ha otorgado la Fundación Mario Santo Domingo, fortalecer su negocio pero su sueño de prosperidad va mas adelante que sus posibilidades, esta es la razón por la cual acude a un credikiva, con el cual comprará ropa interior, cervezas al por mayor, bebidas frías y una vitrina para mantener aun mas ordenado su negocio y exhibir los productos que vende, con ello prevee que en su negocio continúen aumentando las ventas, especialmente en la temporada venidera, en la cual las inversiones se hacen mas productivas, pues usualmente aumenta el volumen de sus ventas a final de año y su negocio es aun mas rentable, haciendo que su credikiva sea muy exitoso.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $11,100
    Average annual income
  • 488
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 1,892.1
    Colombia Pesos (COP) = $1 USD
Expired
A loan of $1,600 helped Yubelis Del Carmen to buy inventory and a display case.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 8, 2013
Listed
Oct 10, 2013
Currency Exchange Loss:
Possible
Expired:
Nov 9, 2013