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Jose Alfredo
Jose Alfredo established his business, CMJ Painting and Refinishing, over 15 years ago in Anaheim. However, he has been working as re-furnisher for about 30 years. His expertise is apparent in his beautifully crafted work. He can make an old cabinet look new with only a few hours work, but Jose puts in a lot of hours in his work. He works about 70 hours a week. When asked how he manages to work so hard, he responded, "I work for my family; for my wife and my son. My wife is blind and cannot work. She has many medical bills, so I work very hard to provide for her."

With the economic downturn in 2008, Jose saw his sales go down and the last few years have been very tough. Now that things have gotten a bit better, he is eager to get sales back up, but he needs to purchase and upgrade his equipment to maintain the quality of his work. He is also looking to increase the marketing of his business by attending Home and Garden trade shows.

With this $7,000 loan from KIVA, he will be able to market his business and get the equipment he needs to continue operating.

Additional Information

More information about this loan

This loan is part of the Kiva City Los Angeles initiative in partnership with the Los Angeles Mayor's Office of Small Business and VEDC (Valley Economic Development Center). Kiva City Los Angeles is a subset of Kiva City, a program that allows Kiva lenders to make microloans to small businesses in the United States with the help of community organizations and U.S. Field Partners.  

Important Information

Valley Economic Development Center (VEDC) is a non-profit community development financial institution and the largest provider of loans for small businesses and micro-entrepreneurs in the Greater Los Angeles area. In addition to loans, it offers extensive training opportunities, workshops, consulting and small business support services.


About United States

  • $54,800
    Average annual income
  • 21
    View loans »
    United States Loans Fundraising
  • $12,673,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $7,000 helped Jose Alfredo to pay for Home and Garden trade show fees and to purchase equipment.
100% repaid
Repayment Term
40 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Nov 1, 2013
Currency Exchange Loss:
Mar 17, 2015