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Bahromjon has a small bakery where he bakes flat bread. Bahromjon is married, lives in the city of Isfara, and is a father to a 4 year old daughter and a 3 year old son. His small bakery is located in his back yard. Bahromjon's wife helps him with this work, making this be their family business. They bake delicious traditional flat breads and distribute them to a number of shops and clients. Currently, Bahromjon is asking for a loan to expand his business. He wishes to purchase flour, coal and an oven for baking, so he can increase his output, increasing his family's income.
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Бахромчон имеет маленький лепешечный цех. Он занимается там производством лепешек. Бахромчон женат, является отцом 4-летней дочери и 3-летнего сына и проживает с ними в городе Исфара. Его маленький цех расположен во дворе его дома. Жена Бахромчона помогает ему в деле, это у них семейный бизнес. Они пекут вкусные традиционные лепешки и в горячем виде распределяют по торговым точкам своим клиентам. В данный момент Бахромчон обратился за кредитом, чтобы расширить свой бизнес. Он хочет закупить муку, уголь и печь для выпечки лепешек, чтобы увеличить производство лепешек, естественно это увеличит и доход семьи.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 248
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Bahromjon to purchase flour, coal and an oven for baking flat bread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 12, 2013
Currency Exchange Loss:
Apr 16, 2014