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Razia is a 41-year-old married woman and a mother of six. She has been running a small business of animal selling with the help of her husband (the man shown in the picture) for the last 10 years. They buy kid goats and calves from the market, and then sell them to the people of their community and in the local market after 2-3 years, when they mature. They are experienced in the field, and have a good approach towards business expansion and savings for future.

But for some time they face losses in their business, so Razia decided to apply for a loan to support her business, and therefore has requested a loan of PKR 20,000 to purchase two more calves. They are confident and have good market knowledge to grow their business. They dream of providing better standard of living to the family members through all their hard work in business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 475
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 106.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Razia to purchase two more calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 18, 2013
Currency Exchange Loss:
Oct 17, 2014