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Astghik is an experienced agronomist from Kamo village of Shirak region. She lives with her husband, son, and mother-in-law. Astghik's husband and son work in the private sector. Their salaries, however, are not enough to meet the needs of the family. To help them earn a living for the family, Astghik is engaged in cattle breeding and cultivation of potato and grass.

Farming is an important source of family income. Astghik's husband and son help her greatly in everyday farming activities. As the autumn is progressing, Astghik's agribusiness needs some investments. A loan of USD 2,500 will be very helpful for Astghik and her family, enabling her to purchase some forage, cattle, and alfalfa seeds.

The family will be very grateful to all the lenders for their support in collecting the needed amount of loan to sustain their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Astghik to purchase some forage, cattle, and alfalfa seeds.
95% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Oct 18, 2013
Currency Exchange Loss: