Naira is from Mrgavet village of Ararat region. She lives with her mother and grandmother. Naira and her mother work in the Ministry of Emergency Situations. Their salaries, however, as so low, that they cannot afford a living based on their salaries alone. To be able to meet the costs of her family, Naira is engaged in cultivation of wheat, cabbage, alfalfa and several fruits (peach, apricot, plum and pear). Farming is an important source of income for the family. In order to run her agribusiness in a sustainable way, Naira needs a loan of 3,000 USD to pay for harvesting services, to purchase wheat seeds and fertilizer, to buy cellophane for the greenhouse, and to renovate the greenhouse. The family highly relies on the good will of the lenders and will be grateful to them for helping them to collect the needed amount of loan to sustain and develop their agribusiness.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.