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Naira
Naira is from Mrgavet village of Ararat region. She lives with her mother and grandmother. Naira and her mother work in the Ministry of Emergency Situations. Their salaries, however, as so low, that they cannot afford a living based on their salaries alone. To be able to meet the costs of her family, Naira is engaged in cultivation of wheat, cabbage, alfalfa and several fruits (peach, apricot, plum and pear). Farming is an important source of income for the family. In order to run her agribusiness in a sustainable way, Naira needs a loan of 3,000 USD to pay for harvesting services, to purchase wheat seeds and fertilizer, to buy cellophane for the greenhouse, and to renovate the greenhouse. The family highly relies on the good will of the lenders and will be grateful to them for helping them to collect the needed amount of loan to sustain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

Tags

About Armenia

  • $6,300
    Average annual income
  • 164
    View loans »
    Armenia Loans Fundraising
  • $13,802,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Naira to pay for harvesting services, to purchase wheat seeds and fertilizer, to buy cellophane for the greenhouse, and to renovate the greenhouse.
86% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 11, 2013
Listed
Oct 18, 2013
Currency Exchange Loss:
N/A