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Musarat Jabeen Group
In this Group: Musarat, Shahida , Raktaaj, Shabnam
Musarat is an active 58-year-old woman with seven children, with all her children studying in school and college. Her husband is an energetic auto mechanic and also owns a workshop. Musarat has excellent embroidery skills, and she sells embroidered products at the market. Her husband works 17 hours a day, and the demands of his auto parts business are increasing day by day.
Under the circumstances, Musarat and her husband are interested in expanding the auto parts workshop by purchasing some new parts.
In this case, Musarat, as a member of a four-member group, has requested a loan from Kiva partner BRAC Pakistan to purchase parts and expand her husband's business.
She is so grateful to BRAC and KIVA.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 106.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Musarat Jabeen Group's $1,100 loan helped a member to buy auto parts.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Oct 17, 2013
Currency Exchange Loss:
Sep 25, 2014