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Shakhnoza is 30 years old, married, and is raising two children with her husband. Shakhnoza has a high school education. As a main source of income for her family, Shakhnoza is involved in raising livestock, having started six years ago with the purchase of cattle for 15,000 som KGS. Thanks to her hard work, Shakhnoza today has on her homestead: two dairy cows and five sheep. Monthly income comes to 8,000 som (KGS).

With the aim of further developing her homestead, Shakhnoza turned to the microfinance bank Bai-Tushum and Partners for a loan of 50,000 som (KGS) to buy a cow for increasing her count of cattle.

Shakhnoza plans to invest income from the loan in further increasing the count of domestic livestock, and plans to save money for further education of her children.
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Шахнозе 30 лет, замужем, вместе с супругом воспитывают 2 детей. У Шахнозы - среднее образование, в качестве основного дохода для своей семьи Шахноза занимается животноводством, стартовав 6 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Шахнозы, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 5 овец. Ежемесячный доход составляет 8,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Шахноза обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку коровы для увеличения поголовья скота. Доходы от кредита Шахноза планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Shakhnoza to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 11, 2013
Currency Exchange Loss:
Nov 17, 2014