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María Dolores
Every 2 weeks, the Communal Bank ‘Mujeres al Progreso’ (Women to the Progress) meets in the city of Tosagua, a place of beautiful vegetation, known for its dynamism and because its residents work in agriculture and animal husbandry. María lives in this place. She is 23 years old, single and lives with her parents.

She has been through 4 cycles with the Communal Bank, and she enjoys it because through the loans she can finance her business, which allows her to generate her own income for her well-being and that of her family. María is a very hardworking woman, who is proud to earn her own salary to support herself, and to help her parents, who have limited economic resources.

María sells beauty products from Avon and Yanbal (make up, perfumes and women’s accessories). She sells cosmetics by walking throughout the city; she visits her clients to either sell new products or to collect payments -which she does every 8 days-

María has been selling cosmetics for 4 years now, and it is going quite well. The perfumes are what she sells the most, because of their good quality.
Maria will use this loan to buy perfumes, lotions, make-up, and costume jewelry. Her dream is to own her own boutique.
View original language description ↓
En la ciudad de Tosagua cada quince días se reúne el Banco Comunal Mujeres Al Progreso, este lugar se lo conoce por ser muy dinámico donde la mayoría de sus habitantes se dedican a la agricultura y a la cría de animales, es una zona con gran vegetación.
En este lugar vive la señorita María, tiene 23 años de edad, está soltera y vive en casa de sus padres. Lleva cuatro ciclos en el Banco Comunal y le gusta porque gracias a los créditos ella puede financiar su negocio el cual le permite generar sus propios ingresos para el bien propio y de su familia.
Doña María es una jovencita muy trabajadora que le gusta ganar sus propios ingresos para ella y para ayudar a sus padres que son de escasos recursos económicos, ella se dedica a la venta de productos de Avon y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es recorriendo por su localidad, cuando está desocupada ella visita a sus clientes ya sea para vender o para cobrar ya que deja a crédito y cobra cada 8 días. Tiene 4 años que se dedica a esta actividad y le va muy bien, lo que más vende son los perfumes ya que son muy buenos.
Este crédito es para comprar perfumes, cremas, cosméticos y bisutería.
Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 56
    View loans »
    Ecuador Loans Fundraising
  • $23,876,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped María Dolores to buy perfumes, lotions, make-up, and costume jewelry.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 9, 2013
Listed
Oct 10, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014