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José Celestino
José is 34 years old and has a partner. He has two children, a five-year-old and an eight-year-old. Only the older child goes to school. Given the economic conditions when he was a child, José was only able to attend school until the 9th grade.

José's life partner is a homemaker, and José supports all three people in their household.

José has been working in the mayor's office in his community for three years. He also has a nixtamal [tortilla dough] mill that people pay to use. Carlos' spouse helps him to look after their customers.

José will use this loan to buy a replacement for the mill. It needs to be repaired so that it works better, since the mill generates a large part of his income.

In the future, José wants to buy another mill, so that he can increase his earnings and meet the demand from his customers. However, what he most desires is for his children to graduate from university and live in better conditions.
View original language description ↓
José de 34 años de edad, esta acompañado, y tiene 2 hijos, de 5 años de edad y 8 años de edad; solo el hijo mayor estudia. Debido a las condiciones económicas de su tiempo. José solo pudo estudiar hasta 9° grado.
Su compañera de vida es ama de casa, con el conviven 3 personas y todas dependen de él.

José es empleado de la alcaldía de su comunidad desde hace tres años, ademas tiene un molino de nixtamal con el que ofrece sus servicios y es ayudado por su comapñera de vida en la atención a los clientes.

El préstamo sera utilizado, para comprar un repuesto para el molino, necesita que lo reparen para dar un mejor servicio, siendo este el que les genera gran parte de sus ingresos.

En el futuro José quiere comprar otro molino, así aumentar sus ganancias y satisfacer la demanda de sus clientes, pero lo que mas desea es que sus hijos terminen una carrera universitaria y vivan en mejores condiciones.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 728
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped José Celestino to buy a replacement mill.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 7, 2013
Listed
Oct 11, 2013
Currency Exchange Loss:
N/A
Expired:
Nov 10, 2013