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Neri Del Carmen
Neri, 48, has two children who are 13 and 14 years old and attend public school. She’s married but her husband is currently unemployed so she’s covering all household expenses like her children’s school tuition alone by means of her small, home-based grocery store.

Neri needs to invest in her sales which is why she’s requesting a loan to buy goods like bottled soft-drinks, dairy products, cheese, chicken, meat, canned goods and cereals, among others, that will lead to higher daily profits so she can cover her family’s expenses.
View original language description ↓
La señora Neri de 48 años de edad, tiene dos hijos de 13 y 14 años que estudian en un colegio público, está casada su esposo actualmente está desempleado, por lo que solamente la señora se encarga de los gastos del hogar así como la colegiatura de los niños, por medio de su pequeño negocio de pulpería ubicado en su casa de habitación. Doña Neri tiene la necesidad de invertir en su venta, por este motivo solicita el crédito para comprar productos como refrescos embasados, lácteos, queso, pollo carne, enlatados, cereales entre otros, que le permitan incrementar las ventas a diario para poder con los gastos de su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $3,636
    Average annual income
  • 140
    View loans »
    Nicaragua Loans Fundraising
  • $24,098,050
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Neri Del Carmen to buy stock merchandise for her grocery store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 9, 2013
Currency Exchange Loss:
Sep 17, 2014