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María Monserrate
Maria Monserrate is from the City of Quevedo. She started out with some money that her son gave her, which allowed her to purchase clothing, and since then the business has been growing gradually. She goes out to the fields during the weekends, and from Monday through Friday she goes around the city to sell, particularly in the afternoons. In the future, she wants to buy a vehicle and grow her business. At this time, she needs a loan to buy rice, bed sheets, and other products to sell.
View original language description ↓
La cliente es de la ciudad de Quevedo. Empezó con un dinero que le regaló su hijo, con el cual pudo comprar ropa y fue creciendo poco a poco. Recorre los campos los fines de semana, y de lunes a viernes recorre la ciudad por la tarde particularmente. Es casada y su esposo se dedica al campo, trabajando en su propia finca. Tiene un hijo que estudia en la escuela fiscal del sector donde habitan. Desea a futuro poder comprar un vehículo y crecer mucho más con su negocio. Ahora requiere el crédito para la compra de arroz, sábanas y otros productos para su comercialización.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,625 helped María Monserrate to buy merchandise for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 31, 2014