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Eddy Ramón
Eddy is from the City of Libertad. He started out selling sunglasses on the beach in Salinas, and later started a business selling groceries from his house. Subsequently, he bought more merchandise to expand his business. He works every day with his wife, starting in the early hours of the morning. When he goes out to sell sunglasses, his wife stays to tend to the store. Eddy has minor children who attend the local public school. In the future, he wants to have his own store in the center of the city. At this time, he needs a loan to buy rice, sugar, vegetables, and other products for his business.
View original language description ↓
El cliente reside en la ciudad de Libertad. Empezó vendiendo gafas en la playa de Salinas, luego empezó con la venta de abarrotes en su casa. Posteriormente compró más mercadería para incrementar su negocio. Trabaja todos los días con su esposa, desde temprano en la mañana. Cuando sale a vender gafas, su esposa se queda a cargo de la tienda. Tiene hijos menores que van a la escuela fiscal de su sector. A futuro, desea tener su propio local, en el centro de la ciudad. Ahora necesita el crédito para la compra de arroz, azúcar, legumbres y otros productos para su comercialización.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Eddy Ramón to buy groceries for his store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 31, 2014