Santa Rosa De Collana Group
Update on Santa Rosa De Collana GroupThese members belong to the communal bank Santa Rosa de Collana, which is located in Cusco district, within the province and department of Cusco.
Member Remigia is married. She is 51 years old and has six children. This member has a business raising Guinea pigs. She fattens them and sells them at the different markets when they are grown. She also works farming. She has a plot of land where she grows potatoes and corn. These businesses allow her to provide for her children. Her dream is to have a retail space where she could sell her Guinea pigs. She is requesting this loan to buy Guinea pigs and Guinea pig feed.
The member attached to the group photo had his picture taken after the meeting. He had requested leave because of work.
The other members work in businesses selling food, providing taxi services, a grocery store, and raising animals.
Member Remigia is thankful to everyone who shares her dream by making these resources available, and promises to comply with her payment terms.
La socia es la Sra. Remigia ella es casada y tiene 51 años y tiene 6 hijos; La socia trabaja en su negocio de crianza de cuyes, la socia los hace engordar y crecer y luego los vende en las diferentes ferias, la socia también se dedica al negocio de agricultura la socia tiene un terreno donde cultiva papa y maíz, por medios de estos negocios la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los cuyes. La socia solicita el crédito para comprar cuyes y alimentos para cuyes.
El socio que esta pegada a la foto grupal se le tomo la foto despues de la reunion porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de comida, negocio de servicio de taxi, negocio de tienda de abarrotes y negocio de crianza de animales.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThe members belong to the “Santa Rosa de Collana” communal bank located in Cusco District belonging to Cusco Province and Department. One of the members is Remigia, 50. She’s married and has six children. She works in her business raising animals like guinea pigs, chickens and pigs. She fat... More from Santa Rosa De Collana Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid