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Fátima Mercedes
The client is from the city of Libertad. She established her store some time ago. She did this because, upon seeing that there were no others in the area, she considered it to be an income opportunity.

She works alone all day starting early in the morning. She is not married. She has a minor child who is not yet school age. In the future she wishes to be able to augment her store and work hard in order to give her son everything he needs.

She now wishes to use the loan to buy rice, soft drinks, and snacks to sell.
View original language description ↓
La cliente es de la ciudad de Libertad. Estableció su tienda tiempo atrás, debido a que la consideró una oportunidad de ingresos al ver que no había ninguna en su sector. Trabaja sola, todo el día desde temprano en la mañana. No es casada, tiene un hijo menor de edad que aún no estudia. Desea en un futuro poder incrementar su tienda y laborar duro para darle todo lo necesario a su hijo. Ahora desea invertir el crédito en la compra de arroz, gaseosas y snacks para su venta.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 75
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Fátima Mercedes to buy groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 31, 2014