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Julieta

Update on Julieta

Julieta has children. She’s a solicitor and does all types of transactions. She lives with her son in the ‘anticrético’ [transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose the property to you] modality in the city of La Paz’s Escobar Uría zone.

She needs the loan to buy a laptop because it’s quite necessary for her daily activity and it will improve her working conditions. Julieta’s dream is to gather enough money to stop living in ‘anticrético’ and improve her family’s standard of living. This is the second time her loan has been channeled through Kiva.
View original language description ↓
La Señora Julieta tiene un hijo;es procuradora, realiza todo tipo de trámites, vive en anticrético con su hijo, en la zona de Escobar Uria de la ciudad de la Paz.
El crédito lo necesita para la compra de una laptop, pues es muy necesaria para su actividad diaria y así mejorar sus condiciones de trabajo.

El sueño de Julieta es poder reunir el suficiente dinero para dejar de vivir en anticrético y mejorar el nivel de vida en su familia.
Esta es la segunda vez que su credito se canaliza a traves de Kiva.

Previous Loan Details

Julieta has one child, and she lives in a house under the “anticrético” mode [transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner loses the property to y... More from Julieta's previous loan »

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $29,441,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Julieta to buy a laptop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 12, 2013
Listed
Oct 9, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014
This photo was used before for a previous loan for Julieta. It was first posted on Kiva on Jan, 2013. Learn More