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This is Patience, she is married and is a mother of six children, with one of them below the age of fifteen. They all live in a three bedroom apartment in Bamenda, Cameroon. She has faced many challenges in life like: inadequate finance to start up a business, sickness and educating her children. With this new loan she has requested she will invest in her business by buying different brands of drinks in bulk as well as cups, tables, chickens and feed for her farm.
She thinks this business will succeed because, she has been doing it for a long time. The business has a good location which is great for her customers. In addition to that, the demand for chickens is high due to the increasing population.
With this business activity, the community will benefit because transportation costs will be reduced for clients as they will not have to travel far for a drink, it will also help to create unity among the patrons and build a team spirit among them in this place to spend time together. With the profit from this loan, she will invest back into her business and take care of her children’s education and health.
She prefers loans form GHAPE because of the low interest rates, convenient repayment intervals and also the borrowers are trained in marketing and management skills before the loans are disbursed. Also, social needs of members are catered for at GHAPE.

Additional Information

Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,190,375
    Funds lent in using Kiva
  • 483.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Patience to buy different brands of drinks as well as tables, cups, feed and chickens for her farm.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 21, 2013
Oct 16, 2013
Currency Exchange Loss:
May 17, 2015