The women belonging to the Djiguiseme group, who are all married women, average 48 years of age with three children each and all live in extended traditional families in the village of Zanfina, in the Binko municipality, which lies in the Baroueli prefecture in the Ségou region (the Republic of Mali's fourth administrative region). They got to know each other through relationships as relatives, neighbors and friends.
The women in the Djirguiseme group are on their first group loan which will be used to buy various goods.
Moussocoura, who is standing second from the left in the photo, is planning to buy 30 sacks of charcoal which will be sold in Bamako. She expects to make an average monthly profit of 20,000FCFA, which will be used to reinvest in her business and for family expenses.
Les femmes du groupe Djiguiseme, composé exclusivement de femmes mariées, qui ont en moyenne 48 ans, 3 enfants et vivent toutes dans des familles traditionnelles élargies dans le village de Zanfina, commune de Binko, préfecture de Baroueli, Région de Ségou (quatrième région administrative de la république du Mali). Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié..
Les femmes du groupe Djiguiseme sont à leur premier prêt solidaire qui sera utilisé pour acheter les différentes marchandises.
La cliente Moussocoura la deuxième personne debout à partir de la gauche, compte acheter 30 sacs de charbon de bois seront vendus à Bamako. Elle compte réaliser un bénéfice mensuel moyen de 20000 FCFA qui sera réutilisé dans l’activité et dans les dépenses familiales.
Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.