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Ainura is 30 years old and married. She and her husband are raising three children. She has a secondary education and is involved in animal husbandry and crop farming, an activity which provides her family with its main source of income. She started in this business eight years ago with the purchase of livestock for 10,000 som (KGS).

Thanks to Ainura's hard work, her farming business now comprises seven dairy cows, 51 sheep, as well as 2.15 hectares (5.3 acres) of land on which she grows beans, clover and corn every year. She makes a monthly income of 16,000 som (KGS).

In order to further develop her farming business, Ainura has turned to the microfinance bank "Bai Tushum & Partners" and requested a loan of 135,000 som (KGS). She will use this loan to buy some steers in order to increase her cattle headcount.

Ainura plans to invest the earnings from this loan into further increasing her livestock headcount. She is also planning to save enough money to continue to finance her children's education.
View original language description ↓
Айнуре 30 лет, замужем, вместе с супругом воспитывают 3 детей. У Айнуры- среднее образование, в качестве основного дохода для своей семьи Айнура занимается животноводством и полеводством, стартовав 8 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Айнуры, в ее хозяйстве на сегодняшний день имеется: 7 дойных коров, 51 овца, а также обрабатывает земельный надел мерою 2,15 ГА, на котором ежегодно выращивают фасоль, клевер и кукурузу. Ежемесячный доход составляет 16,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнура обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку бычков для увеличения поголовья скота. Доходы от кредита Айнура планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Ainura to buy steers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2013
Oct 10, 2013
Currency Exchange Loss:
Nov 17, 2014