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Anarkhan is 44 years old. She and her husband have three children. In 2008, the couple started selling groceries in a shop they rented using 15,000 KGS as seed money. Since she has managed to grow her business and find regular customers, Anarkhan has an average monthly income of 15,000 KGS. Thanks to their hard work in the business, the couple were able to buy the store that they rented previously. In order to further improve and expand their business, Anarkhan approached the microfinance bank Bai Tushum and Partners for a loan of 130,000 KGS to buy food and beverages wholesale that they can later resell. Anarkhan plans to invest profits in her business to increase sales and to save money to send her children to university
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Анархан 44 года. Совместно с супругом воспитывают троих детей. В 2008 году, супруги начали бизнес в торговле продуктами питания с арендованного магазина, используя в качестве стартового капитала сумму в 15,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Анархан имеет среднемесячный доход в сумме 15,000 сом (KGS). Благодаря упорному труду в бизнесе, супруги смогли выкупить магазин, который раньше арендовали. В целях дальнейшего увеличения и расширения своего бизнеса, Анархан обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) для оптовой покупки продовольственных товаров и прохладительных напитков для последующей розничной торговли. Доходы от кредита Анархан планирует вложить в увеличение товарооборота и накопить деньги на обучение для своих детей в университете

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,675 helped Anarkhan for the purchase of food and beverages for subsequent retail.
99% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Oct 10, 2013
Currency Exchange Loss:
Oct 17, 2014