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Suriya is a 47-year-old, married woman, living in the area of Lahore, Pakistan.

Her husband has been manufacturing iron accessories, such as spare parts of vehicles and household goods, by smelting iron under a high temperature burner. His practice is to buy scrap iron from the scrap market and put it into the high temperature burner for smelting and then fill it into the casts for reshaping. In this way, he manufactures the accessories on demand and makes enough income to contribute to the family's livelihood.

Suriya's husband wants to grow his business and he wants to manufacture more iron accessories to sell, but he does not have money for further investment. Therefore, Suriya requested a loan from Kiva’s field partner, BRAC Pakistan, so that he could buy more raw materials for various iron accessories.

Suriya has six children and she barely manages to satisfy their needs. She is required to provide her children with good food, health, and education. She is in her seventh loan cycle with BRAC Pakistan and, until this time, she has been showing good payment history.

She expects a boost in her earnings and wishes to spend part of the profits on the expansion of her husband's business.

Suriya is very thankful to the Kiva and its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 105.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Suriya to buy scrap iron for her husband's iron manufacturing business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 16, 2013
Currency Exchange Loss:
Sep 17, 2014