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Khurshid is living in the area of Lahore, Pakistan, with her spouse and 5 children. Her husband owns a small jewelry shop in which he sells precious stones for artificial jewelry and bridal dresses. He presents his jewelry under a display glass case for the attraction of customers.

Khurshid's husband has only one source of income. He has to pay the expenses of utility bills, school fees for his children and household expenses alone. The condition of his house is not up to the mark for living and he wants to construct a new house. For this purpose, more earnings are required so that he can save some money for the construction.

Therefore, Khurshid requested a loan from Kiva’s field partner’s BRAC Pakistan, so that her husband can increase his inventory and earnings as well. She hopes that they will construct this house soon because she has to marry her elder son so that he can pass his life comfortably.

Khurshid is very thankful to the Kiva’s field partner BRAC Pakistan because they showed her a beam of hope to fulfill her desires.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 403
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 105.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Khurshid buy artificial gems to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 16, 2013
Currency Exchange Loss:
Sep 17, 2014