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Kumrijon lives in a village. Her village is far from the city. Three years ago, she began her own business, not in farming or livestock like other people but in trading food products. Since she lives in a rural area and there is little competition, it is easy for her to cope with the business. She purchases goods wholesale from the city market and sells them at retail prices at her shop. She is a sociable and kind woman and therefore she succeeds in making an individual approach to each customer.

She wants to expand her business and receive more income. For this purpose, she needs to increase her working capital. She is requesting a loan of 1,500 somoni to purchase food products such as bread, dairy products, meat products, and the like.
View original language description ↓
Кумричон живет в деревни. Ее деревня находится далеко от города. Она 3 года назад начала свой бизнес, не так как другие жители земледелием и скотоводством, а купле продажей продуктов питания. Так как она живет в сельской местности и там мало конкуренции, так и ей легко справляться с бизнесом. Она покупает товар оптом из городского рынка и реализует в розницу на своей лавке. Она общительная и милая женщина и поэтому умеет делать индивидуальный подход каждому клиенту. Она хочет расширить свой бизнес и получать больше дохода. Для этого ей необходимо увеличить оборотный капитал. Она запрашивает займ на сумму 1500 сомони для покупки продуктов питания как хлеб, молочные продукты, мясные продукты и т.п. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 197
    View loans »
    Tajikistan Loans Fundraising
  • $29,692,225
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Kumrijon to buy food items for her food store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Oct 10, 2013
Currency Exchange Loss:
Apr 17, 2014