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Toy is a 44-year-old married mother of three children living in the Trang district of Takeo province. She does rice planting and has 22 years experiences in this business. She is able to earn up to 5 USD per day and keeps 2 US dollars each day as savings.

Toy joins VisionFund Kiva’s partner this cycle as a first-time borrower. She is now applying for an education loan to pay for her son’s university tuition. She hopes this loan will enable her to keep her son in tertiary education until graduation and also help relieve the financial burden for her family, thereby she can sustain and grow her business.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,525 helped Toy to pay for her son’s university tuition.
16% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Oct 16, 2013
Currency Exchange Loss: