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Mrs. Varn C., 55, is a farmer who grows rice in Phteah Rung Commune, Pursat Province. She has been growing rice since 1990. She is married and lives with her husband and five children. Two children work as bricklayers. The other one is a garment worker in Phnom Penh and helps provide support for her loan repayment.

In addition to her farming business, Varn has a business selling fertilizer to other farmers in her village. She purchases fertilizer from a wholesaler and resells it for a profit, providing the fertilizer to other farmers and collecting the money for it, plus interest, when they harvest the rice. Now it is time for her to run this business. Varn would like to request a loan to run the business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 250
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Varn to purchase fertilizer from wholesaler and resell for profit.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 11, 2008
Aug 25, 2008
Currency Exchange Loss:
Apr 15, 2010