Check out some available loans that are similar to this one!
Emma is married and 46-years-old with two children, one child in school. She is a very hard working entrepreneur.

Emma has a bakery business in the Philippines. Emma requested a PHP 30,000 loan through Kiva partner NWTF in order to purchase equipment and ingredients such as margarine, sugar, flour, milk, etc.

Emma has been in this business for nine years. In the future, Emma would like to save enough to provide a secure future for her family.

Additional Information

More information about this loan

This loan is designed for borrowers living in an underserved region of the Philippines, where the poverty rate is high and microfinance services are scarce. Kiva loans help NWTF expand its presence in the area, where it also offers workshops for clients on idea generation and training in technical, business and marketing skills.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 718
    View loans »
    Philippines Loans Fundraising
  • $63,222,225
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Emma to purchase equipment and ingredients such as margarine, sugar, flour, milk, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 15, 2013
Currency Exchange Loss:
Apr 16, 2014