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Lidia Victoria
Lidia Victoria graduated from high school with a degree in arts and sciences and a grade point average of 89% when she was just 17. She is a native of Santa Rosa de Copan. Her parents have a business doing decorations for social events and making handicrafts. Lidia began her studies in business administration in the tourism sector at the University of Jose Cecilio del Valle in Tegucigalpa, where she has maintained an excellent grade point average of 91%. Her most outstanding qualities are her work organization, her creativity, and her analytical abilities. She states that support from her grandparents and parents has allowed her to finish her university studies.

Lidia feels very happy to be able to choose this financing that will allow her to finish her education. In society, she believes that she will be able to contribute more by doing high quality work; she advises young people never to give up in the face of adversity or financial difficulties, because one has to always seek a way to continue forward, and there are solutions. She tells them that they must overcome the challenges that they are faced with each day and continuously improve themselves in order to guarantee their future.
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Lidia Victoria, a la corta edad de 17 años egresa de sus estudios secundarios de bachiller en ciencias y letras con un índice académico del 89%; es de origen de Santa Rosa de Copán sus apsdres se dedican a la la decoración de eventos sociales y a las manualidades; Lidia inicia sus estudios de licenciatura en Administración de Empresas Turísticas en la Universidad José Cecilio del Valle en Tegucigalpa carrera en la cual mantiene un índice de excelencia del 91%, sus cualidades mas destacadas son la organización en sus trabajos, creatividad y capacidad de análisis. declara que el apoyo de sus abuelos y padres ha permitido llegar a culminar sus estudios universitarios.

Se siente muy feliz de poder optar a este financiamiento que le permitirá concluir sus estudios; en la sociedad ella considera que puede aportar a mejorar el entorno haciendo las cosas con calidad,le aconseja a los jóvenes que ante las adversidades y problemas económicos nunca se den por vencidos que siempre se debe buscar la manera de seguir adelantes, que hay soluciones, que se deben superar los retos que se presentan día a día y mejorar continuamente eso garantizara su futuro.

Additional Information

About this loan

Fundación CREHO (Honduran Foundation for Educational Loans) is a lending institution founded in 2002 in Tegucigalpa that focuses exclusively on student loans. It aims to be the leading private lending organization offering education loans in the country, contributing to the transformation of Honduras by supporting the training of qualified people.

Kiva funding will be used to support three different types of loans: university degrees, technical and vocational degree programs, and school supplies such as laptops and textbooks. Partnering with Kiva will allow Fundación CREHO to offer long-term, low interest loans with less stringent guarantee requirements to students who otherwise have almost no options to finance their education. Furthermore, at least one-third of Kiva funding will help the organization target students from low-income households and who lack the collateral generally required for these loans.

Please note that Fundación CREHO is a non-traditional Field Partner, in that they are a student lender, not a microfinance institution. Loans to students attending a university degree program may have terms up to 10 years and lenders should not expect to receive payments while the student is still attending the university (4-5 years). In addition, payment plans are uploaded to Kiva for the full tuition cost, however if for any reason the full amount is not needed to complete the degree program, the unused balance will be repaid to lenders as a pre-payment as early as possible.


About Honduras

  • $4,800
    Average annual income
  • 81
    View loans »
    Honduras Loans Fundraising
  • $9,191,750
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,100 helped Lidia Victoria to pay graduation fees for her degree in tourism management.
63% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 8, 2013
Currency Exchange Loss: