This loan will help member Basilia's small business. She said that she joined Pro Mujer six months ago, after being invited by her daughter who is a member. Basilia currently has a business selling bricks. She has been in this business for many years since it's the family business.
This loan will allow her to increase her capital and buy bricks. She will get them from a wholesale distributor in the city of El Alto and then she will sell them at a customer's request. This type of work allows Basilia to earn income and support her household since she is married and has two children.
When asked what she likes about Pro Mujer, she said she likes the financing and health training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Basilia es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de su hija que es socia de la institución. En la actualidad él tiene un negocio de venta de ladrillos; cuenta que este negocio lo aprendió hace varios años atrás, ya que es un negocio familiar.
El crédito que ahora sacará es para el aumento de capital (compra de ladrillos) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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