This loan will help member Mercedes's small business. She said that this is the first time she's joined Pro Mujer, after being invited by a friend who is a member of the institution. She currently has a business in making bricks. She learned this skill five years ago, after starting a family with her partner, who worked in this job before.
This loan will allow her to increase her capital and buy an oven. She will buy this from wholesale distributors in the city of El Alto. Then she will sell it at a customer's request. This type of work allows her to gain resources to maintain her home since she has a partner and two children.
When asked what she likes about Pro Mujer, Mercedes said that she likes the training in financing and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mercedes es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de la amiga que es socia de la institución. En la actualidad él tiene un negocio de fabricación de ladrillos; cuenta que este negocio lo aprendió hace cinco años atrás, al iniciar su familia con su pareja, mismo que anteriormente trabajaba en esta actividad.
El crédito que ahora sacará es para el aumento de capital (compra de horno) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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