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Ilse Ivania
Ilse Ivania is a 23-year old entrepreneur with a secondary education degree. She is a fighter from a humble family that has farmed for generations. She has a two-year old son and is grateful to her parents for their support. They have been a great example of respect and honesty for her. Together with her partner, she does different jobs in the fields such as cleaning, spreading manure, fertilizer, and leaves, as well as other tasks that help the crops grow strong. The land that she and her spouse work is their own, and was acquired through a purchase. It is about an hour's walk away.

Their plans for the future are to be able to buy more land and to plant a different type of coffee - more attractive, more competitive in the local and national market - so they can one day fulfill their dreams of exporting their product to other countries. Ilse is requesting a loan from the cooperative COMIXMUL for the purchase of agricultural supplies which will support and maintain their coffee crop so they can take full advantage of the next season since harvest time is approaching.
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Ilse Ivania es una joven de 23 años de edad, emprendedora, luchadora proveniente de una familia humilde y agricultora por generaciones, madre de un hijo el cual tiene 2 años de edad. Ella tiene un grado de educación secundaria completo por lo que agradece el apoyo brindado por sus padres los cuales han sido un gran ejemplo de respeto y honestidad para ella. Junto a su pareja realizan los diferentes trabajos en el campo como limpieza, aplicación de abono, fertilizantes, foliares entre otros que ayudan al crecimiento y fortalecimiento del grano. El terreno que ella y su conyugue trabajan es propio el cual adquirieron gracias a una compra y está a una distancia de una hora al cual se trasladan caminando.

Sus planes para el futuro son los de poder comprar más tierra para el futuro, sembrar una variedad diferente de café, más atractiva, más competitiva en el mercado local y nacional para algún día cumplir sus sueños de exportar a otros países su producto. Por lo que hoy en día ella ha solicitado un financiamiento a la cooperativa COMIXMUL para la compra de insumos agrícolas con los que podrá dar asistencia y mantenimiento a sus cultivos de café pudiendo aprovechar al máximo esta próxima temporada ya que el café casi esta en su punto de corte.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 91
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Ilse Ivania to buy agricultural supplies for growing coffee.
28% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 5, 2013
Listed
Oct 8, 2013
Currency Exchange Loss:
Possible