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Joanna’s interest in fitness began when she first joined a kickboxing club. After working out there for several years and later becoming a certified instructor, it was a natural progression for Joanna to open her own franchise.

The statewide kickboxing club is a cardio-intensive total body workout that began in the 1990s in Hoboken, New Jersey. Joanna believes in the exercise program, and she wants to help others achieve self-confidence and strength. Recently, Joanna hosted an outdoor kickboxing workout, which was a great success and brought about 30-35 attendees.

Since April 2013, Joanna has managed a full-time administration job in New York, in addition to owning this business franchise. A trained Zumba instructor and AFAA-certified group fitness instructor, Joanna is now pursuing another certification on obesity and exercise.

Eventually, Joanna would like to be able to dedicate herself full-time to her franchise and to open additional franchises as well. The funds of this loan will go toward facility and labor expenses associated with running this new business.

Additional Information

More information about this loan

This loan is part of the Kiva City Newark initiative in partnership with the Intersect Fund. Kiva City Newark is a subset of Kiva City, a program that allows Kiva lenders to make microloans to small businesses in the United States with the help of community organizations and U.S. Field Partners.

About The Intersect Fund

The Intersect Fund (IF) is a rapidly growing, nonprofit microlender and a certified Community Development Financial Institution that equips entrepreneurs in low-income areas of New Jersey with the skills and capital they need to build profitable businesses. Since inception, the organization has served more than 500 entrepreneurs. Kiva lenders’ funds are used to impact an even greater number of entrepreneurs in New Jersey and help them boost their incomes.

About United States

  • $54,800
    Average annual income
  • 16
    View loans »
    United States Loans Fundraising
  • $12,673,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Joanna to pay for facility and labor expenses for her fitness club.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 15, 2013
Currency Exchange Loss:
Dec 27, 2014