Periquitas (Flat) Group
Paula sells shoes and underwear by catalogue and on a door-to-door basis in her community and nearby villages. For five years she has been in business helping her husband cover household expenses and providing the basic needs for their three children.
She says she enjoys her work because it allows her free time and has provided her with good friendships. A loan from VisionFund and Kiva will give Paula the opportunity to expand her business by buying more catalogues, shoes and underwear. Paula's additional income will allow her to give her family a better lifestyle.
The other members of the group are:
Mireya, grocery sales
Silvia, jewelry sales
Alicia, fruit and vegetables sales
Paula tiene un negocio de venta de zapatos y ropa interior a través de pedidos por catálogo. Paula realiza sus ventas casa por casa en su comunidad y los pueblos cercanos desde hace cinco años para ayudar a su marido con los gastos del hogar y poder cubrir las necesidades básicas de sus tres hijos.
Ella comenta que le gusta mucho su negocio ya que lo realiza en su tiempo libre y ha logrado buenas amistades. Un préstamo de VisionFund y de Kiva dará a Paula la oportunidad de ampliar su negocio con la compra de más catálogos, zapatos y ropa interior. Con los ingresos adicionales que obtendrá, Paula será capaz de proporcionar una vida mejor para su familia.
Los demás integrantes del grupo son:
Mireya venta de abarrotes
Silvia venta de bisutería
Alicia venta de frutas y legumbres
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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