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Esmarlin is a young medical student who's requesting a loan to be able to pay for her studies. This is her story:

My name is Esmarlin. I'm a native and resident of San Pedro de Macorís Province. I'm the daughter of divorced parents and I live with my mother. My family is low income; my mother's a school secretary and my father's in law enforcement. That's why it's practically an uphill battle to pay for my studies. I'm currently in my sixth semester of medical school.

I love my program and don't want to miss out on finishing it. I don't have enough money to continue, however, and my only option is to choose the Kiva-FUNDAPEC project so I can move forward with my dream of being a doctor.

My desire is to be able to help everyone who needs it because it pains me to see how many people suffer when they don't have anyone to lend them a hand or give them a decent doctor's appointment. It also hurts to see how many doctors there are in emergency rooms who are indifferent to the pain of many of the people who are laid up there.
View original language description ↓
Esmarlin es una joven estudiante de Medicina, ella está solicitando un préstamo para poder cubrir sus estudios de medicina, esta es su historia: Mi nombre es Esmarlin, soy nativa y residente de la provincial San Pedro de Macorís, soy hija de padres divorciados y vivo con mi madre, mi familia es de escasos recursos, mi madre es secretaria de un colegio y mi padre es alguacil, por lo que prácticamente es cuesta arriba costearme mi carrera universitaria, actualmente curso el sexto semestre de medicina.
Amo mi carrera y no quiero perder la oportunidad de terminarla, pero no cuento con los recursos suficientes para seguir adelante y mi única opción es optar por el proyecto Kiva-Fundapec para poder seguir adelante con mis sueños de ser doctora.
Mi deseo es poder ayudar a todo aquel que lo necesita ya que me duele ver como muchos sufren porque no tienen a alguien que les tienda la mano o pueda ofrecerles una consulta médica digna y me duele ver como muchos médicos se pasean en las salas de emergencias siendo indiferentes ante el dolor de muchos que están ahí postrados.

Additional Information

More information about this loan

The education loans administered by FUNDAPEC can have loan terms of up to 12 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at university. During the grace period, the borrower is not required to make any repayments, and the lenders will not receive any repayments. Please make sure loan terms and repayment schedules suit you before lending.


FUNDAPEC is a student lending organization headquartered in Santo Domingo, Dominican Republic. Its vision is to broaden access to education for all Dominicans, and offers financing to everyone from high school students to graduate students to afford tuition and educational supplies like laptops. Kiva lenders’ funds are used to help students pay for their educations. These loans are post-disbursed, and will not be provided to students until they are fully funded by Kiva lenders.


About Dominican Republic

  • $9,700
    Average annual income
  • 5
    View loans »
    Dominican Republic Loans Fundraising
  • $8,254,875
    Funds lent in using Kiva
  • 42.3
    Dominican Republic Pesos (DOP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $6,050 helped Esmarlin to pay for medical school.
0% repaid
Repayment Term
87 months (Additional Information)
Repayment Schedule
Nov 5, 2013
Oct 8, 2013
Currency Exchange Loss: