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Victoria
Victoria is married and has three children, all of whom are in high school. The family lives in their privately owned, six-room house. The walls are made of brick, and the ground is made of earth. The house is in Palomar, in the La Paz department.

Victoria makes a living selling vegetables and makes a little through cattle raising. With the little she makes from her crops and from the sales in her shop, she must cover the costs of food, schooling, and paying the bills. Victoria's husband does not help with costs as he works in the city.

Victoria needs this loan to buy improved seeds for vegetables. These seeds will help her save time as they do not need watering often and they grow more quickly. The ground will not deteriorate as quickly with these seeds and they are good for the environment.

Victoria's dream is to increase her income in order to provide her children with a better quality of life. She wants to increase her income so as to spend more time raising cattle.

This is the second time that Victoria has applied for a loan from IMPRO and Kiva.
View original language description ↓
Victoria, es casada y tiene tres hijos los cuales todos estudian en colegio en nivel secundario,viven en casa propia ocupando seis habitaciones los cuales tienen las paredes de ladrillo y el piso de tierra,la casa se encuentra en la población de Palomar en el departamento de La Paz.
Actualmente se dedica a la producción de verduras y muy poco al ganado ya que con lo poco que gana con su producción y en la venta de su tienda de barrio debe cubrir los gastos de alimentación, educación y pago de servicios básicos ya que su esposo no le ayuda por que trabaja en la ciudad .
El crédito lo requiere para la compra de semilla mejorada de verduras ya que sera de mucha ayuda economizando su tiempo por que esta no requiere de mucho riego y su producción es mas rápida y el terreno se desgasta menos, cuidando así el medio ambiente.
El sueño de Victoria es mejorar sus ingresos para brindarles mejor calidad de vida a sus hijos y aumentar sus ingresos para dedicarse también al engorde de ganado.
Es la segunda vez que solicita crédito junto a IMPRO y también junto a KIVA.

Additional Information

More information about this loan


This loan is for Bolivian entrepreneurs who follow cleaner production principles in their work, including waste reduction and environmental protection. By supporting this loan, you are promoting economic activities that are environmentally friendly but that also maximize productivity to help borrowers boost their incomes.

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Tags

About Bolivia

  • $2,817
    Average annual income
  • 92
    View loans »
    Bolivia Loans Fundraising
  • $28,726,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $3,225 helped Victoria to buy improved vegetables seeds to grow products more quickly and with less watering required.
67% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 23, 2013
Listed
Oct 20, 2013
Currency Exchange Loss:
Possible