Flor De Damasco Group
The loan they are requesting will help micro entrepreneurs such as Delia. She says this is the first time she is part of Pro Mujer and that she joined when a friend who is a member invited her. Delia grows fruits, an activity she learned when she was a little girl, as it is very common in her community.
With this loan she will buy compost from nearby localities and use it for her plantations. This business leaves her resources with which she tries her best to maintain her family, since she lives in a common-law marriage and has a son. She says that what she likes the most about Pro Mujer are the training sessions and the possibility to save some money.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Delia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de la amiga que es socia de la institución. En la actualidad ella tiene un negocio de producción de frutas; cuenta que este negocio lo aprendió desde niña, ya que en su comunidad se realiza este tipo de producción.
El crédito que ahora sacará es para el aumento de capital (compra de abono) que adquirirá de los vecinos de comunidades aledañas y posteriormente lo utilizará para el cultivo de sus productos. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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