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Marine is 47 years old. She lives in Vanadzor city. Marine is married and has a school-aged son.

Marine has graduated from Vnadzor State Pedagogical Institute Philological department. Now she works at the school as a teacher of Armenian language and literature. Marine’s husband works at the local orphanage as a security officer. Marine’s retired mother also lives with their family.

Marine also gives paid courses of Armenian language and literature at her home, and she prepares pupils for entrance examinations. She is a very clever and wise pedagogue, and she provides both her school lessons and individual courses interactively and in a very interesting manner.

As Marine says, no matter how hard she works, nevertheless she needs to have a computer for organizing lessons full of useful information. For this purchase, she asks for a loan of 700,000 Armenian drams.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 123
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • 405.6
    Armenia Drams (AMD) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,750 helped Marine to buy a computer for organizing lessons full of useful information.
97% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 15, 2013
Currency Exchange Loss:
Feb 20, 2015