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This is 40-year-old Sia. She is married, and has three children aged 23,17 & 8. She has two additional dependents, who live with her for assistance. In 2003, Sia established her palm oil and charcoal business. She began her business because she wants to help her husband with some family responsibilities. Working six days a week and 13 hours a day, she earns about Le 600,000 every month from this business. She would like a loan in the amount of Le 4,000,000. Sia requires a loan in order to buy more containers of palm oil, and bags of charcoal for resale. In the future, Sia plans to build a house and to educate her children. She is very hardworking. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 30
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,329.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Sia to buy more containers of palm oil, and bags of charcoal for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 15, 2013
Currency Exchange Loss:
Jun 17, 2014