Check out other loans that are currently fundraising!
This is 39-year-old Chernor. He is married, and has three children aged 14, 9, and 6. In 2007, Chernor established his provisions and confectioneries business. He began his business just to enable him to adequately take care of his family. His business is located on the outskirts of town and his main customers are all classes of people. Working seven days a week and 14 hours a day, he earns about Le 750,000 every month from this business. He would like a loan in the amount of Le 5,000,000. Chernor has already received and successfully repaid two loans and now requires a new loan in order to buy: dozens of sardines-1,000,000, carton of batteries-1,000,000, carton of Peak milk-500,000. He hopes that this loan will increase his additional income, which he can use to solve his domestic problems. In the future, Chernor plans to build a house, to rent a shop in the city center and to educate his children. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,329.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Chernor to buy more provisions for his shop.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 15, 2013
Currency Exchange Loss:
Jul 17, 2014