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Grisha is a private entrepreneur from Gyumri city of Shirak region. He lives with his wife and two sons. The older son is working in the private sector, and the younger son drives a taxi. To be able to meet the needs of the family, Grisha is running a small local store, where he sells fruits and vegetables. The family works hard to be able to earn a living. In order to run his small business in an efficient way, Grisha needs to buy a car to be able organize the transportation of the goods he sells in the store. A loan of USD 3,000 will help him to reach that goal – to purchase a car to run his small business more effectively. Grisha and his family will be very thankful to all the lenders for their good will and support in collecting the needed amount of loan to sustain their small business.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 164
    View loans »
    Armenia Loans Fundraising
  • $13,802,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Grisha to purchase a car to run his small business more effectively.
85% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Oct 15, 2013
Currency Exchange Loss: