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María is 63 years old, single and has three children. She lives with her daughter in the municipality of La Masica, Atlántida. She has been selling cosmetics like cream, lotion, deodorant, shampoo, etc. for 10 years. She sells from her home and also delivers to other people's homes.

Maria is requesting a loan of 7,500 HNL and will invest it buying cosmetics in order to create more revenue. Her goal is to use the profits to support her grand-children's education.
View original language description ↓
Doña María, tiene 63 años de edad, esta soltera, tiene tres hijo y vive con su hija en el municipio de La Masica, Atlántida. Ella lleva 10 años de dedicarse a la venta de cosméticos como cremas,lociones, desodorantes,champu venta la realiza en su casa y entrga a domicilio. El préstamo que solicita es por 7,500 lempiras y lo va invertir en la compra de cosméticos como cremas,lociones,esmaltes y pulseras para la venta. Este préstamo le ayudara a aumentar las ventas y asi poder tener mejores ganancias. Su meta es que con las ganancias del negocio apoyara a sus nietos en la educación.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 86
    View loans »
    Honduras Loans Fundraising
  • $8,673,875
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Maria to buy cosmetics like lotions, creams, nail polish, bracelets etc for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2013
Oct 7, 2013
Currency Exchange Loss:
Dec 17, 2014