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Lesina is 47 years old and married with 3 children. She has a vegetable garden where she grows cabbages, tomatoes, eggplant and pumpkins that she can sell in her community or at the market. To earn extra income, she also has a plantation and grows taro, bananas and yams. She has been doing this for many years.

Lesina needs a loan to buy a second-hand vehicle to deliver her agricultural goods to the market and to buy barbed wire. She has been a member of SPBD since 2004. Lesina will use the profits from her sales to help upgrade her family's standard of living.

Additional Information

More information about this loan

This loan is part of SPBD's new SME (small and medium-sized enterprises) loan program. The goal is to serve the "missing middle," a group of borrowers that requires loan amounts too large for typical microfinance, but is still seen as too risky by commercial institutions. In addition to credit, SPBD also provides in-depth training to help entrepreneurs successfully scale their businesses.

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.


About Samoa

  • $6,344
    Average annual income
  • 21
    View loans »
    Samoa Loans Fundraising
  • $6,856,575
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $4,300 helped Lesina to buy a second hand vehicle and barbed wire.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Oct 14, 2013
Currency Exchange Loss:
Jul 17, 2014