Manco Kapac Group
The loan that they are requesting now will benefit small micro businesswomen, and Raimunda is one of them. She has been a member of Pro Mujer throughout 7 cycles of the program. She joined when a friend who was a member invited her. Currently, Raimunda runs a food stall, which she initiated 7 years ago with a few savings that she had available.
This loan will help Raimunda to buy inputs for her business (groceries and vegetables) from wholesale suppliers at the city El Alto. Once she prepares her products, she will proceed to sell them at her food stall. This will help her to generate the income to support her household, as she is married and is a mother of 7 children.
When asked what services offered by Pro Mujer she likes the most, Raimunda replies that what she values the most is the credit and the savings that the group builds up together.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Raimunda es integrante, ella indica que hace siete ciclos que integra Pro Mujer, ingresando por invitación de la amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; cuenta que este negocio lo aprendió hace siete años atrás, iniciando con un pequeño capital que tenía.
El crédito que ahora sacará es para el aumento de capital (compra de abarrotes y verduras) que adquirirá de las ferias mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el ahorro que se realiza en el grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid