Las Poderosas V.a. Group
The loan they are requesting will benefit small business owners such as Amalia. She has been a member of Pro Mujer for 12 years and joined by invitation from a friend who is a member of the institution. She has a sewing shop where she makes sportswear and backpacks. She learned the trade nine years ago when she helped her mother. After getting married she opened her own workshop.
The loan will increase her work capital so she can buy more fabric from wholesale dealers in the city of El Alto. She will sell her products on an order basis. This work allows her to earn enough income to support her household. She is married and has three children.
When asked what she likes about Pro Mujer, she says it is the solidarity, savings and training in credit and health.
In the photograph one of the member's daughters is present. She is the one in the tan sweater wearing glasses.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amalia es integrante, ella indica que hace doce años que integra Pro Mujer, ingresando por invitación de la amiga que es socia de la institución. En la actualidad él tiene un negocio de taller de costura de deportivos y mochilas; cuenta que este negocio lo aprendió hace nueve años atrás, cuando ella ayudaba en su negocio a su madre, posterior a su matrimonio, decide abrir su propio taller.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que la garantía solidaria, los ahorros y las capacitaciones en crédito y salud.
En la fotografía esta presente la hija de una socia, la misma esta con lentes y chompa cafe.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid